Medicare provides beneficial coverage for health related expenses, but it does not cover all health care expenses. There are a number of gaps in Medicare coverage that you either pay for out-of-pocket or with private insurance. A Medicare supplement insurance policy is a health insurance policy (also called Medigap) sold by a private insurance company to help fill in some of those gaps.

Although private insurance companies provide Medicare supplement coverage, Medicare supplement insurance plans are strictly regulated by both federal and state government. Make an informed decision about what is right for you. Before you purchase a plan, make sure you understand what your Medicare coverage includes. Then choose a Medicare Supplement plan that best fits your needs.

A Medicare Supplement insurance policy helps you manage and budget your health care expenses and predictability and stability. A Medical Supplement insurance policy helps pay some of the out-of-pocket costs for Medicare-approved services and works hand-in hand with the Medicare to provide more insurance coverage.

A Medicare Supplement insurance policy has no restrictive networks, you can visit the physician of your choice, and you have freedom when choosing a health care provider, including specialists and specialty hospitals that accepts Medicare patients. With Automatic claims filing by most providers, you have less things to worry about.